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BOA BULL s**T

Regular Contributor

BOA BULL s**T

Well, today i went to Bank of America to pay off my secured credit card monthly statement, i have this card for 2 years 9 months.

When i applied they told me that after 6 months they'd convert into a regular credit card, then i found the manager in the bank, so i asked him what i needed to do in order to conver it, he told me that this is not possible, what they MIGHT do is refund me MY deposit and thats about it, that the best thing to do is to apply for a credit card from them and then CANCEL my current card, i confronted him saying that this is not good for my credit since i have the card for almost 3 years , then he had THE BALLS to tell me that i was wrong and that it would not affect my credit AT ALL because i was going to open a new account with them , i asked him about the lenght of credit on my current card he says credit scores are not based on that , its based on my name and social security number, F bank of america i hate them , such a liars , i have closed my bank account there because of lies , now that bs....

 

what you say?


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


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Message 1 of 20
19 REPLIES
Moderator Emeritus

Re: BOA BULL s**T

I say it's time to use real words.

 

s**T, bs, F  ??

 

C'mon.

Just puttin' syrup on something, don't make it pancakes.
Message 2 of 20
Regular Contributor

Re: BOA BULL s**T

lol

Message 3 of 20
Epic Contributor

Re: BOA BULL s**T

It's so maddening when you are dealing with someone at a bank, especially in a higher position that doesn't even understand how a credit report works.  This should be required training!

Message 4 of 20
Frequent Contributor

Re: BOA BULL s**T

seriously, boa is garbage!


EQ Starting Score: 579 | TU Starting Score: 568
EQ Current Score: 650 | TU Current Score: 653
EQ Goal Score: 1000 | TU Goal Score: 1000


Message 5 of 20
Contributor

Re: BOA BULL s**T

Thanks for sharing.... Now I feel great knowing I'm more knowledgable about how Fico Credit Score works compared to a Manager of BoASmiley Happy


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 656 FAKO
Goal Score: 700


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Message 6 of 20
Regular Contributor

Re: BOA BULL s**T

 


blazerein wrote:

Thanks for sharing.... Now I feel great knowing I'm more knowledgable about how Fico Credit Score works compared to a Manager of BoASmiley Happy


 

lol, no prob ...

 

the thing is i think they know, but they pretend they dont just to sell their product , even if they are going to **bleep** up your credit score/report.

 

that is why im pissed they fool you right in yout face , its just plain bull crap.


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 7 of 20
Regular Contributor

Re: BOA BULL s**T

 


beamMEup wrote:

I say it's time to use real words.

 

s**T, bs, F  ??

 

C'mon.


you got it.**bleep**, bull**bleep**, **bleep**.

 


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 8 of 20
Established Contributor

Re: BOA BULL s**T

BOA pulled a fraud on me so I did this to them:

 

Message 9 of 20
Regular Contributor

Re: BOA BULL s**T

great job Smiley Happy


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


Take the FICO Fitness Challenge
Message 10 of 20