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Regular Contributor
danisgods
Posts: 225
Registered: ‎08-21-2010
0

BOA BULL s**T

Well, today i went to Bank of America to pay off my secured credit card monthly statement, i have this card for 2 years 9 months.

When i applied they told me that after 6 months they'd convert into a regular credit card, then i found the manager in the bank, so i asked him what i needed to do in order to conver it, he told me that this is not possible, what they MIGHT do is refund me MY deposit and thats about it, that the best thing to do is to apply for a credit card from them and then CANCEL my current card, i confronted him saying that this is not good for my credit since i have the card for almost 3 years , then he had THE BALLS to tell me that i was wrong and that it would not affect my credit AT ALL because i was going to open a new account with them , i asked him about the lenght of credit on my current card he says credit scores are not based on that , its based on my name and social security number, F bank of america i hate them , such a liars , i have closed my bank account there because of lies , now that bs....

 

what you say?


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


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Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
0

Re: BOA BULL s**T

I say it's time to use real words.

 

s**T, bs, F  ??

 

C'mon.

Just puttin' syrup on something, don't make it pancakes.
Regular Contributor
PRILEY
Posts: 158
Registered: ‎11-29-2007
0

Re: BOA BULL s**T

lol

TU / FICO Clasic 04 (767), EQ / Facta Beacon 5.0 (723), EX / Fair Isac Ver 2 (761) 9/28/2010 From the lender.
Epic Contributor
Creditaddict
Posts: 20,974
Registered: ‎10-23-2007
0

Re: BOA BULL s**T

It's so maddening when you are dealing with someone at a bank, especially in a higher position that doesn't even understand how a credit report works.  This should be required training!

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
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Frequent Contributor
jaystay
Posts: 368
Registered: ‎09-14-2009
0

Re: BOA BULL s**T

seriously, boa is garbage!


EQ Starting Score: 579 | TU Starting Score: 568
EQ Current Score: 650 | TU Current Score: 653
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Contributor
blazerein
Posts: 75
Registered: ‎04-29-2010
0

Re: BOA BULL s**T

Thanks for sharing.... Now I feel great knowing I'm more knowledgable about how Fico Credit Score works compared to a Manager of BoA:smileyhappy:


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 656 FAKO
Goal Score: 700


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Regular Contributor
danisgods
Posts: 225
Registered: ‎08-21-2010
0

Re: BOA BULL s**T

 


blazerein wrote:

Thanks for sharing.... Now I feel great knowing I'm more knowledgable about how Fico Credit Score works compared to a Manager of BoA:smileyhappy:


 

lol, no prob ...

 

the thing is i think they know, but they pretend they dont just to sell their product , even if they are going to **bleep** up your credit score/report.

 

that is why im pissed they fool you right in yout face , its just plain bull crap.


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


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Regular Contributor
danisgods
Posts: 225
Registered: ‎08-21-2010
0

Re: BOA BULL s**T

 


beamMEup wrote:

I say it's time to use real words.

 

s**T, bs, F  ??

 

C'mon.


you got it.**bleep**, bull**bleep**, **bleep**.

 


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


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Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
0

Re: BOA BULL s**T

BOA pulled a fraud on me so I did this to them:

 

Regular Contributor
danisgods
Posts: 225
Registered: ‎08-21-2010
0

Re: BOA BULL s**T

great job :smileyhappy:


Starting Score: TU 715 EQ 704
Current Score: TU 715 EQ 704
Goal Score: 760-780


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