Reply
Regular Contributor
Posts: 156
Registered: ‎01-03-2012
0

Re: BOA Better Balance Rewards Card

Thanks!



Valued Contributor
Posts: 1,050
Registered: ‎02-03-2009
0

Re: BOA Better Balance Rewards Card

They actually pulled EX AND TU for me. I am in Michigan. I was a little peeved by this, but oh well.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; Macy's AMEX; A few store cards.

Current Scores (5/2015): EQ My Fico: 789; TU MyFico: 777; EX (My Fico): 764
Valued Contributor
Posts: 1,050
Registered: ‎02-03-2009
0

Re: BOA Better Balance Rewards Card

[ Edited ]

youngandcreditwrthy wrote:
How did you get 15 mos 0%?! The website says only 12 mos.
Either you are fibbing 😌
Or your cred is so rad you got a targeted offer, you lucky duck 😒

Yes, I did get approved from a targeted mailer (pre-approved, so it claims). The offer I accepted also did not have the ranges for Interest rates as listed on the website (11.99-21.99), it was listed only as a flat 11.99% (the best rate for this card).

 

I went back and checked by disclosures, and they do in fact say 0% on purchases and BT until July 2014. The disclosures also state this info is per the Introductory offer ID (the same ID listed on the preapproved mailer I received) so I guess this is a targeted offer.

 

I would not fib, what would be the point?:manwink:


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; Macy's AMEX; A few store cards.

Current Scores (5/2015): EQ My Fico: 789; TU MyFico: 777; EX (My Fico): 764
Super Contributor
Posts: 6,627
Registered: ‎04-07-2008
0

Re: BOA Better Balance Rewards Card


JustJen wrote:
For those who were approved, who did they pull?

BOA Always pulled EX for me. I'm in MA



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.