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BOA Better Balance Rewards Card

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JustJen
Regular Contributor

Re: BOA Better Balance Rewards Card

Thanks!

Message 21 of 24
emptypockets
Valued Contributor

Re: BOA Better Balance Rewards Card

They actually pulled EX AND TU for me. I am in Michigan. I was a little peeved by this, but oh well.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 22 of 24
emptypockets
Valued Contributor

Re: BOA Better Balance Rewards Card


@youngandcreditwrthy wrote:
How did you get 15 mos 0%?! The website says only 12 mos.
Either you are fibbing 😌
Or your cred is so rad you got a targeted offer, you lucky duck 😒

Yes, I did get approved from a targeted mailer (pre-approved, so it claims). The offer I accepted also did not have the ranges for Interest rates as listed on the website (11.99-21.99), it was listed only as a flat 11.99% (the best rate for this card).

 

I went back and checked by disclosures, and they do in fact say 0% on purchases and BT until July 2014. The disclosures also state this info is per the Introductory offer ID (the same ID listed on the preapproved mailer I received) so I guess this is a targeted offer.

 

I would not fib, what would be the point?Man Wink


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 23 of 24
CS800
Super Contributor

Re: BOA Better Balance Rewards Card


@JustJen wrote:
For those who were approved, who did they pull?

BOA Always pulled EX for me. I'm in MA



Message 24 of 24
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