04-28-2013 06:06 PM
04-28-2013 06:18 PM - edited 06-29-2013 10:36 PM
How did you get 15 mos 0%?! The website says only 12 mos.
Either you are fibbing 😌
Or your cred is so rad you got a targeted offer, you lucky duck 😒
Yes, I did get approved from a targeted mailer (pre-approved, so it claims). The offer I accepted also did not have the ranges for Interest rates as listed on the website (11.99-21.99), it was listed only as a flat 11.99% (the best rate for this card).
I went back and checked by disclosures, and they do in fact say 0% on purchases and BT until July 2014. The disclosures also state this info is per the Introductory offer ID (the same ID listed on the preapproved mailer I received) so I guess this is a targeted offer.
I would not fib, what would be the point?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.