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Regular Contributor
JustJen
Posts: 156
Registered: ‎01-03-2012

Re: BOA Better Balance Rewards Card

Thanks!



Established Contributor
emptypockets
Posts: 958
Registered: ‎02-03-2009

Re: BOA Better Balance Rewards Card

They actually pulled EX AND TU for me. I am in Michigan. I was a little peeved by this, but oh well.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775
Established Contributor
emptypockets
Posts: 958
Registered: ‎02-03-2009

Re: BOA Better Balance Rewards Card

[ Edited ]

youngandcreditwrthy wrote:
How did you get 15 mos 0%?! The website says only 12 mos.
Either you are fibbing 😌
Or your cred is so rad you got a targeted offer, you lucky duck 😒

Yes, I did get approved from a targeted mailer (pre-approved, so it claims). The offer I accepted also did not have the ranges for Interest rates as listed on the website (11.99-21.99), it was listed only as a flat 11.99% (the best rate for this card).

 

I went back and checked by disclosures, and they do in fact say 0% on purchases and BT until July 2014. The disclosures also state this info is per the Introductory offer ID (the same ID listed on the preapproved mailer I received) so I guess this is a targeted offer.

 

I would not fib, what would be the point?:manwink:


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: BOA Better Balance Rewards Card


JustJen wrote:
For those who were approved, who did they pull?

BOA Always pulled EX for me. I'm in MA




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