BOA Better Balance Rewards

[Steelersboy]

this card could basically pay for a Netflix or Hulu subscription.

[Open123]

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@Steelersboy wrote:

this card could basically pay for a Netflix or Hulu subscription.

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Yeah, I've considered getting it simply for Netflix, or a cup of coffee per month.  However, again, the value has to placed in perspective of what an HP/new account is worth to you.  Of course, assuming BofA doesn't nerf it, then it's well worth the app since one can literally earn a free $100 per year indefinitely.

[Runitup]

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

[Open123]

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@Runitup wrote:

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

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Good question.  Since I have a BofA account, I assume they'll deposit it in there.  However, in the OP's case, request a check?

[Runitup]

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@Open123 wrote:

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@Runitup wrote:

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

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Good question.  Since I have a BofA account, I assume they'll deposit it in there.  However, in the OP's case, request a check?

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Right, I'm assuming no BoA deposit account.  This wouldn't work for the subsequent quarters if you're only putting $1 per month on the card as it would not cut a statement with a balance (assuming you can't request a check).

[Steelersboy]

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@Open123 wrote:

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@Runitup wrote:

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

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Good question.  Since I have a BofA account, I assume they'll deposit it in there.  However, in the OP's case, request a check?

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Yep, chatted with a rep last night about a rewards check, she says that is the other option. I received a check from my BOA cash rewards card which is why I asked her.

[Open123]

OP, do you have a cell phone bill?  Just make a $1.00 payment per month.  Done.

[Steelersboy]

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@Runitup wrote:

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

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pretty sweet deal huh? For as long as it lasts anyway.

[Open123]

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@Steelersboy wrote:

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@Runitup wrote:

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

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pretty sweet deal huh? For as long as it lasts anyway.

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Well, if we do the smart thing and stop sharing this or recommend others not abuse it, maybe it'll last longer?

*Edited*  PS - Joke, by the way!

[Runitup]

@Open123 wrote:

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@Steelersboy wrote:

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@Runitup wrote:

So if you only put $1 per month on the card (pack of gum or whatever), let it report and pay it off, they will deposit $25 and create a negative balance?  I guess I'm not understanding how it works.  

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pretty sweet deal huh? For as long as it lasts anyway.

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Well, if we do the smart thing and stop sharing this or recommend others not abuse it, maybe it'll last longer?

*Edited*  PS - Joke, by the way!

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Wow, that's unreal.  I've been putting my $38 cell bill on it.  I guess I feel guilty taking overt advantage of the program but they put it out there so it is what it is.