OK, I have to ask: why would you be asking for a CLI? --not nagging, just curious. $25K from one bank seems plenty. CU's are different, of course.
Hey the more the better......sad thing is I PIF my 15k every Friday (usually less then $500 on it). The others are just a $10 or less monthly bill that is automatically charged. I PIF those when the statement cuts. Just do that to keep them active. I have never paid BoA any interest in the 4 yrs I have been with them.
Yeah....maybe I shouldn't try for more. I may be pressing my luck.