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I have had a BOA card for almost 3 years now. I just asked for my first increase recently. It was originally secured then released. I just asked for $3k and the rep told me no problem after asking several questions. I wish I asked for more. How long should I wait till next request? 6 months?
I don't know if its apples to apples but I had bofa secured since 1st march 2010 with 500CL. I called on feb 25 this year and got it unsecured and at the same time the analyst gave me a new CL of 7500. Yesterday (4/9) I called and told them I need a CL as I am planning a european holiday next month and want a 15k CL, they declined 15k but gave me 10k (2500 CLI).
Thanks, I think I will push them for 10000 and see what happens. I will wait maybe 2-3 months.
@breakthecycle wrote:I have had a BOA card for almost 3 years now. I just asked for my first increase recently. It was originally secured then released. I just asked for $3k and the rep told me no problem after asking several questions. I wish I asked for more. How long should I wait till next request? 6 months?
You can request an increase every 30 days. It may not be large increases when you do it monthly but its something. I just got $500 added yesterday to my BoA Accelerated Amex. It all adds up though.