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BOA CLI Request

Regular Contributor

BOA CLI Request

Had been looking to request a CLI on my BOA card, and looked under "Information & Services" tab, but there was no CLI request function.

Just called in to ask why, and was told that these request now must be made via phone??? Does not pass the smell test as I'm fairly certain others here have recently refered to the "luv option"

Has anyone else experineced this?????


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 1 of 16
15 REPLIES
Super Contributor

Re: BOA CLI Request

you can just do it over the phone....just tell them you dont want a hard inquiry.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 16
Mega Contributor

Re: BOA CLI Request


enharu wrote:

you can just do it over the phone....just tell them you dont want a hard inquiry.

 


That would be awesome if you can get a SP CLI now!




EQ FICO 548 3/3/16
Message 3 of 16
Super Contributor

Re: BOA CLI Request

oh BofA doesnt do SP inquiries? So basically they're like Chase? :/

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 16
Regular Contributor

Re: BOA CLI Request

 

So are you confirming that this is now the norm, and for the CLI which CRA do they review, TU or EQ for soft or hp?


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 5 of 16
Regular Contributor

Re: BOA CLI Request

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 

Message 6 of 16
Regular Contributor

Re: BOA CLI Request

Fully 


Fresh-Start wrote:

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 


Fully understand how you feel!! A couple of years back I requested a CLI on my $2,500 limit card which had been gradutaed from secure  after receiving my NFCU with a 15k limit. Felt like they had the "bright ligfhts" shing in my face only to be told too soon....since then my NFCU is now $21,500, NavChek 5k, Barclays 3,400, and a few more along with few more.........


NASA FCU 25000 NASA FCU LOC 25000 NFCU Flagship 70,000, CITI Prestige 22000, CITI Premier 7400, Chase Freedom 15000, Amex Green Card, Amex Gold, Amex Every Day 15000, Amex Costco 15000,Amex BCE 15,000, NFCU LOC 15000, Tobyhanna Visa 10,000, Chase Slate 9500, Discover IT Miles 11,000, BOA Travel Rewards 25,000, Barkclay Apple 6000, Zales 5,200 ,Amazon Store 5,000, Paypal SC 5000, Capt 1 Venture 7,250, Cap 1 Plat Pret 5400, Conns' 5,000, NFM 3500, Care Credit 3300,, Barclay Rewards 1500 BML 2,900,
Message 7 of 16
Valued Contributor

Re: BOA CLI Request


Fresh-Start wrote:

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 


I also see the 'Request a credit line increase' link in the account details page.

 

I got a CLI with NO hp using this link on my BofA Virgin Atlantic Amex in April.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 8 of 16
Moderator

Re: BOA CLI Request

BOFA is very much like Chase: any customer initiated inquiry can, and most likely will, be a HP.

 

Consider yourself incredibly lucky if you got a SP one.  Typically it's a HP on TU for most folks; I can confirm that mine via the luv button this was indeed the case in 01/13.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)


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Message 9 of 16
Super Contributor

Re: BOA CLI Request

Only BofA Accelerated Cash Rewards Amex has CLI option and the other two (Better Balance Rewards and 3-2-1 Cash Reards Visa Signature Card) don't have CLI option any more.  I don't really want any more CLI from them.

 

 

Ron.

Message 10 of 16