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Regular Contributor
Posts: 117
Registered: ‎02-23-2011
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BOA CLI Request

Had been looking to request a CLI on my BOA card, and looked under "Information & Services" tab, but there was no CLI request function.

Just called in to ask why, and was told that these request now must be made via phone??? Does not pass the smell test as I'm fairly certain others here have recently refered to the "luv option"

Has anyone else experineced this?????


NASA 25K LOC NFCU 15kLOC 272,050.00 Rev Limit.
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: BOA CLI Request

you can just do it over the phone....just tell them you dont want a hard inquiry.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: BOA CLI Request


enharu wrote:

you can just do it over the phone....just tell them you dont want a hard inquiry.

 


That would be awesome if you can get a SP CLI now!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: BOA CLI Request

oh BofA doesnt do SP inquiries? So basically they're like Chase? :/

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
Posts: 117
Registered: ‎02-23-2011
0

Re: BOA CLI Request

 

So are you confirming that this is now the norm, and for the CLI which CRA do they review, TU or EQ for soft or hp?


NASA 25K LOC NFCU 15kLOC 272,050.00 Rev Limit.
Regular Contributor
Posts: 238
Registered: ‎10-18-2012
0

Re: BOA CLI Request

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 

Regular Contributor
Posts: 117
Registered: ‎02-23-2011
0

Re: BOA CLI Request

Fully 


Fresh-Start wrote:

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 


Fully understand how you feel!! A couple of years back I requested a CLI on my $2,500 limit card which had been gradutaed from secure  after receiving my NFCU with a 15k limit. Felt like they had the "bright ligfhts" shing in my face only to be told too soon....since then my NFCU is now $21,500, NavChek 5k, Barclays 3,400, and a few more along with few more.........


NASA 25K LOC NFCU 15kLOC 272,050.00 Rev Limit.
Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: BOA CLI Request


Fresh-Start wrote:

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 


I also see the 'Request a credit line increase' link in the account details page.

 

I got a CLI with NO hp using this link on my BofA Virgin Atlantic Amex in April.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Moderator Emeritus
Posts: 10,932
Registered: ‎12-30-2011
0

Re: BOA CLI Request

[ Edited ]

BOFA is very much like Chase: any customer initiated inquiry can, and most likely will, be a HP.

 

Consider yourself incredibly lucky if you got a SP one.  Typically it's a HP on TU for most folks; I can confirm that mine via the luv button this was indeed the case in 01/13.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 693, EQ 8 685, TU 705, EX 709 (02/27/15)
Goal Score: 700 on EQ 04 (01/01/16)


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Super Contributor
Posts: 6,001
Registered: ‎05-23-2009
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Re: BOA CLI Request

Only BofA Accelerated Cash Rewards Amex has CLI option and the other two (Better Balance Rewards and 3-2-1 Cash Reards Visa Signature Card) don't have CLI option any more.  I don't really want any more CLI from them.

 

 

Ron.

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