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Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

BOA CLI Request

Had been looking to request a CLI on my BOA card, and looked under "Information & Services" tab, but there was no CLI request function.

Just called in to ask why, and was told that these request now must be made via phone??? Does not pass the smell test as I'm fairly certain others here have recently refered to the "luv option"

Has anyone else experineced this?????

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
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NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250
Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: BOA CLI Request

you can just do it over the phone....just tell them you dont want a hard inquiry.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: BOA CLI Request


enharu wrote:

you can just do it over the phone....just tell them you dont want a hard inquiry.

 


That would be awesome if you can get a SP CLI now!




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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013
0

Re: BOA CLI Request

oh BofA doesnt do SP inquiries? So basically they're like Chase? :/

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

Re: BOA CLI Request

 

So are you confirming that this is now the norm, and for the CLI which CRA do they review, TU or EQ for soft or hp?

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
739 Powered by Equifax data as of August 1, 2014
731 Powered by TransUnion data as of August 1, 2014
737 Powered by Experian data as of August 1, 2014
NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250
Regular Contributor
Fresh-Start
Posts: 238
Registered: ‎10-18-2012
0

Re: BOA CLI Request

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 

Valued Member
darkknight59
Posts: 35
Registered: ‎02-23-2011
0

Re: BOA CLI Request

Fully 


Fresh-Start wrote:

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 


Fully understand how you feel!! A couple of years back I requested a CLI on my $2,500 limit card which had been gradutaed from secure  after receiving my NFCU with a 15k limit. Felt like they had the "bright ligfhts" shing in my face only to be told too soon....since then my NFCU is now $21,500, NavChek 5k, Barclays 3,400, and a few more along with few more.........

Chapter 13 Discharged March 2013 Falls off Feb 2015!!
739 Powered by Equifax data as of August 1, 2014
731 Powered by TransUnion data as of August 1, 2014
737 Powered by Experian data as of August 1, 2014
NASA FCU 25000 NFCU Platinum 22000, NFCU LOC 15,000,Tobyhanna Via Premier 10,000, Capt 1 Quicksilver 3500, Care Credit 3300, Barkclay Apple 2650, BOA, 2500, Amazon Store 2100, Paypal SC 2,000, BML 1350, Barclay Rewards 250
Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011
0

Re: BOA CLI Request


Fresh-Start wrote:

I sure hope this is not the case, I hate calling in!  It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

 

My "Request Credit Limit Increase" button is still showing on my Online banking.  It's right under my Due date etc...  I clicked it to test to see if it was still active and it was.  It brought up the CLI fields that need to be filled in.  I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

 


I also see the 'Request a credit line increase' link in the account details page.

 

I got a CLI with NO hp using this link on my BofA Virgin Atlantic Amex in April.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
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Moderator
Revelate
Posts: 9,009
Registered: ‎12-30-2011
0

Re: BOA CLI Request

[ Edited ]

BOFA is very much like Chase: any customer initiated inquiry can, and most likely will, be a HP.

 

Consider yourself incredibly lucky if you got a SP one.  Typically it's a HP on TU for most folks; I can confirm that mine via the luv button this was indeed the case in 01/13.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
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Senior Contributor
Ron1
Posts: 4,883
Registered: ‎05-23-2009
0

Re: BOA CLI Request

Only BofA Accelerated Cash Rewards Amex has CLI option and the other two (Better Balance Rewards and 3-2-1 Cash Reards Visa Signature Card) don't have CLI option any more.  I don't really want any more CLI from them.

 

 

Ron.


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