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Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

BOA CLI questions

 

Its been about  5 and half months since I have received a CLI from BOA. (from $500 to $3000).  I am thinking about asking for another CLI. How long do people usually wait in between CLIs with BOA?  Is 6 months wait enough.

 

I think any CLI results in a HP on TU. (it did last time)

 

also, i am thinking of asking to atleast double the limit. If they dont grant it, do they usually make counter offer?

 

Any suggestions would be appreciated.

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012

Re: BOA CLI questions

DW also had boa with $500cl, be nice if she gets 3k cli. How long have you had the card?

6 months is waiting time I think.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Regular Contributor
broseph23
Posts: 150
Registered: ‎09-09-2012

Re: BOA CLI questions

I did a CLI on my alaska card in november and then again in feb (both approved), so I don't think you need to wait 6 months...

Age: 22 | FICO: TU 739, EQ 736, EX 716 | FAKO: TU 751, EX 772 | Garden: 4/14 | Total History: 3yr 11mo | AAoA: 2yr 1mo | Util: 3%
........15000.................500...............6000................7000................500.................5000................2000...............10000
Frequent Contributor
GMCSierraDenali
Posts: 252
Registered: ‎02-19-2013

Re: BOA CLI questions


broseph23 wrote:

I did a CLI on my alaska card in november and then again in feb (both approved), so I don't think you need to wait 6 months...


How big were your increases in Nov & Feb ?

      

      

Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

Re: BOA CLI questions


armbenderc wrote:
DW also had boa with $500cl, be nice if she gets 3k cli. How long have you had the card?

6 months is waiting time I think.

I have waited for an year before asking for CLI.

 

I have the card for about year and half now.


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Senior Contributor
myjourney
Posts: 25,246
Registered: ‎02-07-2013

Re: BOA CLI questions

Every 6 months 

"Intelligence plus character--that is the goal of true education"
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Last 5 apps 6/6/13
Established Contributor
YahComb
Posts: 592
Registered: ‎03-10-2012

Re: BOA CLI questions

every 6 months-12 months you'd have a better chance of getting a CLI with a SP(no guarantees still), but if you aren't willing to wait that long you can get a CLI with them with a HP spaced 3-4 months apart

EQ-730(06/30/14) TU-758(06/19/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 7.5K | Disc It 9K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 2.92yr AAOA: 24.8 mo
Established Contributor
toppers555
Posts: 550
Registered: ‎09-28-2012

Re: BOA CLI questions

it is possible less then 6 months.   My travels rewards I opened in feb went from 2.5k to 5k yesturday . I have an existing relationship with bofa though., checking and a cash siggy. which I increased as well.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

Re: BOA CLI questions

 

Do you guys call in for CLI or submit the request online?

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

Re: BOA CLI questions

 


To see if a SP CLI is possible, do you guys call in or the backdoor number?

 

or requesting online is the only way to go and find out later if it resulted in a HP or not?

 

 


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge

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