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BoA has been unbelievably awesome to work with for me... but as everyone says, YMMV.
I was in default on my student loans up until early May and my score jumped from the high 500's to mid-to-high 600's. I have an IRA with ML (perhaps that's why they like me so much) and I applied for the Travel Rewards card. Started me with a 3.7K CL (highest by nearly double) in June. Just today, only 33 days after I opened the account, I applied for a CLI (hard pull) and they bumped me up to $10K. The button is still there even with my new CL.... ha! Citi and Cap1 don't seem to be too big on me, especially Citi. Barclays hates me too; don't really care .
My 12 month statement will cut on 7/8 and I'm hoping that it will graduate. Just like Citi Secured, I got these cards to get a foot in the door. I know Citi doesn't graduate until 18 months. I will update if I get it unsecured.