Credit Cards

[ObsessedwithmyFico]

Today I received a replacement "upgrade" card for my Worldpoints card which I got in 2007.  The old card doesn't expire till 7/10 so I was a little confused.  I call and was told it was an upgrade to a card with no pre-set spending limit.  The rep assured me that my old credit limit will still appear on my credit reports, but said there is no limit per se.  Has this happened to anyone else?

[Tons_of_Debt]

UGH, not me. Got CLD'd. :-(

[LilMirth]

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ObsessedwithmyFico wrote:
Today I received a replacement "upgrade" card for my Worldpoints card which I got in 2007.  The old card doesn't expire till 7/10 so I was a little confused.  I call and was told it was an upgrade to a card with no pre-set spending limit.  The rep assured me that my old credit limit will still appear on my credit reports, but said there is no limit per se.  Has this happened to anyone else?

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Which BoA card did you previously have? Did you have the Platinum VISA with WorldPoint rewards, or did you have the WorldPoints MasterCard? Or, something else?

[ObsessedwithmyFico]

Worldpoints Mastercard.  It is a silver card.  The new one is black and says World Mastercard.

 Also, the rep asked why I didn't use the card more often and told me I had a balance transfer offer of 3.9%. I told him I have cards with lower transfer rates.  So I just logged into my account and now have a balance transfer offer of 0.99%.

Message Edited by ObsessedwithmyFico on 10-13-2009 01:15 PM

Message Edited by ObsessedwithmyFico on 10-13-2009 01:17 PM

Message Edited by ObsessedwithmyFico on 10-13-2009 03:58 PM

[creditwherecreditisdue]

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ObsessedwithmyFico wrote:
Worldpoints Mastercard.  It is a silver card.  The new one is black and says World Mastercard.

 Also, the rep asked why I didn't lose the card more often and told me I had a balance transfer offer of 3.9%. I told him I have cards with lower transfer rates.  So I just logged into my account and now have a balance transfer offer of 0.99%.

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I think this worked out pretty well for you.

All we need is someone who knows how the card reports to come in here and tell you it reports OK and it will be perfect!

[ObsessedwithmyFico]

I'll be checking back to see if anybody knows how it reports.  If it doesn't report the limit, I WANT MY OLD CARD BACK...