BOA Credit Limit Increase Button

[swoops0823]

I have the Human Rights Campaign Visa Platinum Plus - Cash Rewards card. It's essentially the cash rewards but with HRC branding. I get the 3%, 2%, 1% for gas, groceries and all other purchases

[swoops0823]

That's a good jump! Yeah I had never thought the increase credit limit option would do a SP but once I clicked it, it said no credit pull was required. So I just went for it. It doesn't ask how much you want, just gives you whatever you're preapproved for.

Might have something to do with the fact that they keep sending me promotional offers for 0% BT or extended payments

[AverageJoesCredit]

I was very happy with my first Bt experience with Boa, very easy and quick, and pleasant to work with the friendly csr. Now on to paying down that puppy and hopefully another good cli

[zerofire]

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@wmweeza wrote:

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@zerofire wrote:

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BoA has recently redesigned their website this year and completely removed the button. The only way to have the credit limit changed now is by calling in. Since your account is only 3 months you should wait at least another 3 or even better wait 9. Most accounts become eligible for CLI's at 1 year because they age nicely by then with BoA. BoA is a buisness bank and they are much more by the book at first with small limits but over time the sky will be the limit.

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This is demostrably false. I don't recall ever seeing a "Button" anyway, it has always been a plain text link and as others have pointed out, it's there...clear as day...as long as it's available to you. My guess is it hasn't shown up on your account so you just assumed that a website redesign did away with the button?

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I looked at the site and I have no link at all and no obvious place for it. I looked at the code and there seams to be dynamic generation of what we see so that would explain why. I actually went over where the CLI link was with a CSR but I guess they were lacking in knowlage. I used to have the link before the 2016 redesign and after that it went and disapeared even though I had a rather high credit score. I recently applied for a BBR and it came with a credit limit that was higher than my Cash Rewards which threw me for a loop on why I don't have the button too..