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BOA Experian FICO

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DI
Super Contributor

Re: BOA Experian FICO

Do you all think a FICO score will be given to those who are denied a CLI? 

Message 11 of 20
Anonymous
Not applicable

Re: BOA Experian FICO

I would imagine so. Only one way to find out though....

Message 12 of 20
mrldp40
Established Contributor

Re: BOA Experian FICO

yes i was denied for a secured card   score ex fico 507    ex plus 561  ymmv

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 13 of 20
Anonymous
Not applicable

Re: BOA Experian FICO

Same here, I was denied for a secured card as well.  I just don't understand how a financial institution would decline someone for a secured card. You are borrowing against your own money; there is no risk.

Message 14 of 20
MakeItAMudLight
Frequent Contributor

Re: BOA Experian FICO


@Anonymous wrote:

@MakeItAMudLight wrote:

I got mine as well.  The letter started out by saying I was approved though.  I actually got my card today.  I'm a little disappointed because it doesn't look as nice as on the website.  Also there is no mention of the "Signature" benefits.


This isnt fair! Didnt we both get approved on the same day? I still havnt gotten mine! The card says signature on the front right? Do you mind my asking your credit limit and APR? I am kind of curious about the terms I will get.


Did you get your card yet?  I was wondering if you'd share your terms for comparison.

Message 15 of 20
Anonymous
Not applicable

Re: BOA Experian FICO

Not yet... Hopefully when I get home today. I'll post once I finally get it.
Message 16 of 20
MakeItAMudLight
Frequent Contributor

Re: BOA Experian FICO


@Anonymous wrote:
Not yet... Hopefully when I get home today. I'll post once I finally get it.

I guess that extra INQ expedited my card shipment!

Message 17 of 20
wollepopolle
Established Contributor

Re: BOA Experian FICO


@Anonymous wrote:

Hmm, on the website I thought that it said visa signature in that bar going across the front. False advertising.


Mine is like that. I got it last September. Maybe they changed the design.

Message 18 of 20
Anonymous
Not applicable

Re: BOA Experian FICO

Finally got it. 14.99 and 5000cl. And it says signature under the visa logo. The lady I talked to said it would switch to the new rewards structure on July 31st.
Message 19 of 20
MakeItAMudLight
Frequent Contributor

Re: BOA Experian FICO


@Anonymous wrote:
Finally got it. 14.99 and 5000cl. And it says signature under the visa logo. The lady I talked to said it would switch to the new rewards structure on July 31st.

Is that the 1,2,3 Reward Structure?  And do we still get the 5% intro offer after it changes?

Message 20 of 20
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