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Frequent Contributor
nathan
Posts: 411
Registered: ‎04-18-2007

BOA LOVE BUTTON

How is the boa love button these days? I see it all the time on my account page and just wondering if it's a hard inq if I request it.

New Member
tnjr10
Posts: 9
Registered: ‎04-01-2010

Re: BOA LOVE BUTTON

I hit the luv button about a month ago on BOA's website and got a CLI from $8300 to $10000.  It was a soft pull on my reports.  I have had the card for about 2 years with no CLIs.

Community Leader
Senior Contributor
laz98
Posts: 4,291
Registered: ‎09-06-2008

Re: BOA LOVE BUTTON

it wasn't a hard pull for us, but it wasn't an approval, either :smileysad:

Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.
New Member
tnjr10
Posts: 9
Registered: ‎04-01-2010

Re: BOA LOVE BUTTON

One caveat to my post above....I hit the luv button around December and was declined for a CLI then.  Don't know what exactly happened in the next couple months, but they showed me luv in February.  Both were soft pulls.

Valued Contributor
tray
Posts: 1,350
Registered: ‎01-29-2008

Re: BOA LOVE BUTTON

I hit the luv button yesterday for a cli I was then directed to a page that stated I needed  to call this number in order to proceed, I had to speak to a credit analyst but was given a $1,000 cli and it was a soft pull.  Good Luck


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: BOA LOVE BUTTON

I keep reading about account closures after requesting a CLI online. I'm holding out to pull the trigger until I can afford to lose them.

Frequent Contributor
leah5570
Posts: 304
Registered: ‎02-06-2010

Re: BOA LOVE BUTTON

[ Edited ]

My husband had requested a CLI over the phone in Nov., it was a hard pull. Denied. He hit the button last month and it did the message. Called for a recon., they said it would be another pull and basically just a re-asking for one. We waited til we got the letter and the letter said per his credit card agreement there would be no credit limit increases. I have saved everything we've ever received from them through mail and online. Nothing stated those were his new terms. YMMV


EQ. Starting Score 08/19/12: 545
EQ. Current Score 09/02/13: 611
Goal Score: 700


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