04-01-2010 07:14 PM
One caveat to my post above....I hit the luv button around December and was declined for a CLI then. Don't know what exactly happened in the next couple months, but they showed me luv in February. Both were soft pulls.
04-02-2010 07:52 PM
I hit the luv button yesterday for a cli I was then directed to a page that stated I needed to call this number in order to proceed, I had to speak to a credit analyst but was given a $1,000 cli and it was a soft pull. Good Luck
04-03-2010 12:28 PM - edited 04-03-2010 12:28 PM
My husband had requested a CLI over the phone in Nov., it was a hard pull. Denied. He hit the button last month and it did the message. Called for a recon., they said it would be another pull and basically just a re-asking for one. We waited til we got the letter and the letter said per his credit card agreement there would be no credit limit increases. I have saved everything we've ever received from them through mail and online. Nothing stated those were his new terms. YMMV
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