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Established Contributor
BrokaToe
Posts: 726
Registered: ‎05-12-2012

BOA Low APR Balance Transfer Offer

[ Edited ]

Just wanted to bring to BOA card holders attention that when I logged into my account this morning I noticed a promotional offer on the right hand side of the page for a Low APR Balance Transfer. I'm sure these offers are tailored for each individual depending on credit worthiness, so yours may be different, and I suppose not everyone may have the offer.

 

My Offer States:

 

Low.APR.JPG


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Valued Contributor
parakleet
Posts: 1,135
Registered: ‎04-13-2013

Re: BOA Low APR Balance Transfer Offer

Ugh. but that 4% fee! That's the main reason I got the Slate - no fee at the moment. 


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Frequent Contributor
Scuba
Posts: 455
Registered: ‎06-08-2008

Re: BOA Low APR Balance Transfer Offer

Love your scrolling signature line. . . :smileyvery-happy:

Established Contributor
BrokaToe
Posts: 726
Registered: ‎05-12-2012

Re: BOA Low APR Balance Transfer Offer

[ Edited ]

parakleet wrote:

Ugh. but that 4% fee! That's the main reason I got the Slate - no fee at the moment. 


Yah, that is an ungodly fee, the Slate would be a much better deal on balance transfers. But for those not ready to app for something new just to transfer a balance, this may be an option.

 

 

Edit: Thanks Scuba! :smileyhappy:


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: BOA Low APR Balance Transfer Offer

I got 2 good offers from Barclays:

 

0% until April 2014 (2% fee) 17.99 After

 

0% until October 2014 (3% fee) 17.99 After

 

I used one for Chase, considering using another next month for my amazon balance.




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Established Contributor
BrokaToe
Posts: 726
Registered: ‎05-12-2012

Re: BOA Low APR Balance Transfer Offer


LS2982 wrote:

I got 2 good offers from Barclays:

 

0% until April 2014 (2% fee) 17.99 After

 

0% until October 2014 (3% fee) 17.99 After

 

I used one for Chase, considering using another next month for my amazon balance.


Wow, those are much better deals as far as the fee and APR (After). Of course BOA has never been known for super awesome promo offers aside from their cash back bonus on new accounts. At least to my knowledge...


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: BOA Low APR Balance Transfer Offer


BrokaToe wrote:

LS2982 wrote:

I got 2 good offers from Barclays:

 

0% until April 2014 (2% fee) 17.99 After

 

0% until October 2014 (3% fee) 17.99 After

 

I used one for Chase, considering using another next month for my amazon balance.


Wow, those are much better deals as far as the fee and APR (After). Of course BOA has never been known for super awesome promo offers aside from their cash back bonus on new accounts. At least to my knowledge...


Haven't seen anyone post about it, only real good offers you get from BofA are new app promos.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
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Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: BOA Low APR Balance Transfer Offer

Barclay's stopped sending me BT offers heh :-/
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Mega Contributor
Creditaddict
Posts: 18,818
Registered: ‎10-23-2007

Re: BOA Low APR Balance Transfer Offer


BrokaToe wrote:

Just wanted to bring to BOA card holders attention that when I logged into my account this morning I noticed a promotional offer on the right hand side of the page for a Low APR Balance Transfer. I'm sure these offers are tailored for each individual depending on credit worthiness, so yours may be different, and I suppose not everyone may have the offer.

 

My Offer States:

 

Low.APR.JPG


Time to call Bank of America and tell then you can't use the BT offer unless they give you more limit than Discover!

BTW, How in the heck did you get triple your highest with Discover... I feel like they consistently give LOWEST! My partners is!

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Regular Contributor
jakemod1
Posts: 173
Registered: ‎01-26-2013

Re: BOA Low APR Balance Transfer Offer

I got a similar offer for my BankAmericard Cash Rewards as well. Initially it was 0% until January 2014, but they changed it to 0% until May 2014, then 11.24% APR. I probably won't take advantage of it due to the 4% fee and because I'm still on my 0% for Discover, Chase and Amex until March, May and June, respectively. But its nice to have it at my disposal, especially if they continue to offer it at 0% for one year.

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