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BOA Luv Button: Am I Ready?

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peepitcuz
New Visitor

Re: BOA Luv Button: Am I Ready?

I'm curious, what backdoor number did you use to call BoA?
Message 11 of 31
dizzier
Established Contributor

Re: BOA Luv Button: Am I Ready?

wow. major congrats! i'm going to give the back door in the next day or so. I need a lower apr.

how much did they lower your apr?
____________________
FICOs: (as of 12-10-08): EX 759 | (as of 01-24-10): EQ 794 TU 756 EX ? | (as of 3-17-11): EQ 794 TU 790 EX ?

Until Chase lowers my ridiculously high APR they can kiss my patootie! Their card has been retired to the sockdrawer. Smiley Mad
Message 12 of 31
Uncle_Money
Established Contributor

Re: BOA Luv Button: Am I Ready?

Thanks, dizzier. They went from 15.99% - 1.9% for 12 months! This is, by far, the biggest drop and highest CLI I ever encountered. BOA won my business today!
 
I called: 1-866-506-5067. Good luck to you!

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 13 of 31
Uncle_Money
Established Contributor

Re: BOA Luv Button: Am I Ready?

Thanks, Jax! Do you have the same card? If so, how do you like it?

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 14 of 31
jaxstraw
Valued Contributor

Re: BOA Luv Button: Am I Ready?

I switched from the Visa Plat to what I thought was the Accelerated Express but ended up only a Amex Rewards. Just haven't got around to correcting the error.
Actually you got me motivated and I'm going to do it now.
Thanks.

Jax

app free 3 days since NASA denial
(I'm copying some others )

Message Edited by jaxstraw on 08-13-2008 03:47 PM
Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 15 of 31
jaxstraw
Valued Contributor

Re: BOA Luv Button: Am I Ready?

Well just got off the phone and they are saying it is the Accel Express card. Go figure.

Jax

app free 3 days since NASA denial
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 16 of 31
Uncle_Money
Established Contributor

Re: BOA Luv Button: Am I Ready?

So you do have the same card? Did you receive it yet?

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 17 of 31
peepitcuz
New Visitor

Re: BOA Luv Button: Am I Ready?

Did they mention what the APR would go to after the 12 months was up?
 
Message 18 of 31
Uncle_Money
Established Contributor

Re: BOA Luv Button: Am I Ready?

Yes, at first 11.9%. Then, after looking through everything he said they could go lower to 9.9%. A considerable drop frm where I was.

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 19 of 31
jaxstraw
Valued Contributor

Re: BOA Luv Button: Am I Ready?

Yes, I've had it for 2-3 months. I forgot, it's clear with the BoA swoosh on it and I always thought it was going to be black. When I recieved it I called to find out whats up and they said they ran out of black and to call back in a few months.

That's how I got mixed up (I also have about 13 CC's open and have closed or combined another 8-10 in last year).

It's a good card for me, I just want a black one.

They are sending me out a new one after calling just now but the CSR can't guarantee this one will be any different.

Jax
app free 3 days since NASA denial
Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 20 of 31
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