Even Amex has cards with high interest rates and no one would breathe a word about them being subprime. Although you existing limits can disqualify you from other cards, limits are increased on regular review as a reflection of your payment history. Whether a card is secured or not does not classify it as subprime. Some secured cards don't even report the secured status.
I planned on keeping this card anyways since it is the first card I got when reestablishing my credit & therefore want to keep the history, but I also, in wanting to establish long-term credit, want to make sure I have a prime card.
I guess I should just hold on to this card and wait for my CR to improve, then request CLI and request a lower int. rate??
I have a BOA question. Off and on, I get these letters from ca stating that my dw owes them money. She wrote them back many, years ago, (no she did not request a signature or return receipt), that was before we knew better. We have never had an account withe them, it has never (that we are aware of) shown up on her cr, but, if we were to try for a bank card with them, would her info still be in their memory banks?