04-24-2008 12:26 PM
04-24-2008 12:46 PM - edited 04-24-2008 09:54 PM
04-24-2008 01:00 PM
scapegrace13 wrote:I'm a secretary, PH, so I ALWAYS have what you need at my fingertips!
PurpleHaze wrote:WHAT ... you don't have what I need at your fingertipsSeriously, thanks for the info. I will wait awhile ... at least until noon tomorrow lolBofA Credit Analysts: 1-866-865-7842.But give it a few hours before you call - I'd say at least 4, to make sure they can find your app.I app'd online for my 2nd BofA card, and they still couldn't find it 6 hours later - ended up re-apping and unknowingly creating a DUPLICATE app that got declined because the 1st one actually DID go through and got approved.Fortunately, they were kind enough to remove the duplicate hard inq for me, but be patient when calling to check status, and be prepared for a 2nd inq on a diff CRA (they did this to me), and some questions.I had EX 637 when they approved me for a $5K AmEx.Good luck!!
04-24-2008 01:57 PM
04-24-2008 03:41 PM
jmbfl wrote:No outsourcing - and they are professional and nice!Please see another thread for my app saga which continues. Short story is I got the pre-appr for the three cards o/l ($1,500 CL each), I app'ed o/l (got the 30 day message), called back within a few hours and found that I had already been approved for $2,500. I now have the physical AMEX card (the clear one, too), but still need to get with them on the phone for an activation CLI.When that is done I am seriously considering app'ing PenFed before I BT. I need a 5% kickback on my gasoline badly.N.B.: The 0% on AMEX Rewards is BT's only - no purchases. The 0% on the PP is BT's and transfers. Any purchase you make on that AMEX will not be paid until you PIF. I am happy with that and will BT to the card and SD it until I pay it off. I will be moving 32% money to 0%.
04-24-2008 07:21 PM
04-24-2008 07:35 PM
04-24-2008 07:51 PM
04-24-2008 08:26 PM
04-30-2008 06:53 AM - edited 04-30-2008 06:54 AM
WHOOOOOOOOOO HOOOOOOOOOOOOOO Just wanted to give an update. Pulled my TC today and my new approved BOA AMEX Rewards began reporting on the 25th ... with a $1000 limit. I realize for many here that is not much, however considering where I started, and the drama I went thru to get the card, I am pretty darn excited. Woot Woot ... Whoooo Hoooo ... and Yippeee
cheddar wrote:Congrats, PurpleHaze! Even though it's not the CL you expected, and you kind of went the roundabout way of getting it, it still had a happy ending.BofA is great about growing with you, too. Treat it well, and your $500 card will be much bigger than that in no time.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.