Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 455
Registered: ‎06-08-2008
0

BOA Product Change Question

I tried to do a PC from a BOA World Points MC to anything and was told by BOA analyst I would have to apply for another card. 

 

So I called back and got another analyst and she said the same thing, no PC but could apply. 

 

Is this true or should I try to call again and speak with another analyst.

 

I am not interested in applying for anything right now as I am credit gardening and looking to get rid of my underperforming cards Smiley Very Happy and this is one of them.

Regular Contributor
Posts: 112
Registered: ‎03-09-2009
0

Re: BOA Product Change Question

Bump!
Established Contributor
Posts: 519
Registered: ‎05-09-2008
0

Re: BOA Product Change Question

Not true.

 

My wife had a Platinum Visa card that she PC'd to an Accelerated Cash Rewards card.

 

I had to call back a few times before I found someone who said that they could do it.

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Member
Posts: 10
Registered: ‎03-14-2009
0

Re: BOA Product Change Question

I had a Platinum Visa Power Rewards (originally a secured card with AF $29). I called the backdoor number last week and the person I spoke with approved my PC request to a card without an AF.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.