I recently got denied for a BOA card and didn't recieve counter offer for secured card in mail. Read in here in a couple of posts that they usually do counter offer card if you get denied. Just wondering if it's worth recon for card? I already just got approved for BCE and Chase Freedom card so I'm not in huge need for card just went crazy on app spree. Don't want to be stuck with a low $500 card. Just wanted to get thoughts about if its worth going for a Recon and getting a foot in door with BOA or just take the hit and move on. Thanks for any advice.
You should easily get approved if you recon. I got approved with a TransUnion Fico score of 651 and Equifax Fico Score of 648.
Edit: Granted I called BoA within two days of getting the we'll notify you in 7-10 days message or whatever. I did not get instant approval.
Which card u have applied for ?
I applied for the cash rewards card. I knew they are pretty tough to get in with just figured it was worth a shot since I got in with AmEX, Chase, and Discover