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BOA SECURED & Hard Pulls, Addt'l Depsits, etc

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skorpyo3
Frequent Contributor

Re: BOA SECURED & Hard Pulls, Addt'l Depsits, etc


@Anonymous wrote:

When you unsecure do you keep the same card or do they send a new one?


Normally you keep the same card. In my case, My CL was doubled to 6K. I requested an upgrade to Visa Sig yesterday, since limit was over 5k. I was approved today. Card number should remain the same with new verbage and Visa Sig logo. Now I'm just waiting on the $39 AF to be permanently removed. 

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 11 of 12
skorpyo3
Frequent Contributor

Re: BOA SECURED & Hard Pulls, Addt'l Depsits, etc

After contacting FB Social Media, I sucessfully had my $39 AF removed. Messaged them last friday, and heard back today. Very quick turnaround time. I'll have to wait 7 more months to have my APR lowered, but I'm fine with that. I went from secured to unsecured in 5 months. CL increased from 3K>6K. Card upgraded to Visa Sig. and AF removed. Not bad! BofA rocks!!!

|EQ 698|TU 674|EX 665| BK discharged 11/2012

[Amex PRG No PSL] [Cap 1 QS Visa Sig $50,000] [Barclaycard CashForward WMC $25,000] [Patelco CU MC $20,000] [BofA Cash Rewards Visa Sig $15,000] [Amex BCE $13,000] [Discover It Cashback $13,500] [US Bank Cash + Visa Sig $10,000][US Bank Platinum Visa $8,400] [Penfed Power Cash Rewards Visa Sig $10,000] [USAA Cashback Rewards Plus Amex $15,000] [Citi AAdvantage WMC $5,000] [Macy's Amex $7,500] [JCP $6,500] [Amazon Prime $6,000] [Target $2,000]
Message 12 of 12
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