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Blogger
Posts: 3,330
Registered: ‎10-19-2012
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Re: BOA Secured Card


BrokaToe wrote:

I agree! I love mine and have never had any trouble with them and they've been pretty good as far as unsecuring and CLI, it's been a great card.


My previously secured BofA card still has the highest CL among my collection of cards, thanks to a huge CLI that did not result in a hard inquiry. :smileywink:  I got a lot more out of my card than I expected! And that includes some nice cashback rewards. :robotvery-happy:

Also, free museum access is awesome! :robothappy:

 

Established Contributor
Posts: 726
Registered: ‎05-12-2012
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Re: BOA Secured Card

Wow, I wasn't aware of the free museum access. I'll have to check into that.

 

Yep my BOA unsecured automatically at 9 months and they gave me an increase from $500 to $2000 and since it was all auto, no HP :smileyhappy: It's not my highest LOC, but it's the second highest...I do feel some loyalty to them though, they took a chance on me with the 99/500 card and I've treated it well in return.


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Blogger
Posts: 3,330
Registered: ‎10-19-2012
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Re: BOA Secured Card


BrokaToe wrote:

Wow, I wasn't aware of the free museum access. I'll have to check into that.

 

Yep my BOA unsecured automatically at 9 months and they gave me an increase from $500 to $2000 and since it was all auto, no HP :smileyhappy: It's not my highest LOC, but it's the second highest...I do feel some loyalty to them though, they took a chance on me with the 99/500 card and I've treated it well in return.


Wow very nice! Mine graduated only 2 weeks early without a CLI. Was this your first card? Given your stellar credit profile I have no doubt you'd be able to obtain cards with higher limits. :smileywink: 
BofA is very generous toward current good customers. I'm pretty sure you can get BofA to at least match the limit of your other card without a HP, if you're looking for a higher limit. :robotwink:

 

Established Contributor
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Registered: ‎05-12-2012
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Re: BOA Secured Card

Yah discover approved me with a $7,000 but it wasn't reporting at the time of the BOA increase. I'll give it little bit before trying for another increase...hopefully they'll go at least 5,000 :smileyhappy:

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Blogger
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Re: BOA Secured Card

[ Edited ]

BrokaToe wrote:
Yah discover approved me with a $7,000 but it wasn't reporting at the time of the BOA increase. I'll give it little bit before trying for another increase...hopefully they'll go at least 5,000 :smileyhappy:

7k? You're kidding me, right? :smileyindifferent:

 

:catwink:

 

Established Contributor
Posts: 726
Registered: ‎05-12-2012
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Re: BOA Secured Card

Nope not even kidding. I posted a screen shot of my account info in another thread just to prove it...lol i was surprised to believe me. But i'd been in the garden for almost a year prior and my reports were looking pretty good.

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