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BOA - Time frames for CLI's

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Imua
Frequent Contributor

Re: BOA - Time frames for CLI's

in my experience with BofA ( gold visa), i was given auto CLIs during the first 3 years.  initial starting CL was ~4k (don't remember the exact figure); by the 3 year mark my CL was just over $8k.  i didin't charge alot on the BofA card after the first 6 months (after i got my chase freedom and used that card for the rewards).  i did however, keep my recurring monthly bills on the BofA card (gym, cell phone, internet, etc), so my monthly charges on BofA totalled ~$175-200; yet they still gave me auto CLIs.

 

last Sept i was approved for their Americard cash rewards visa siggy ($10k), and my gold visa was auto increased to $9.4k.  

Message 11 of 14
tennisfan78
Established Contributor

Re: BOA - Time frames for CLI's

 

Too bad BOA doesnt do softpull CLIs by clicking on the Luv button any more


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Message 12 of 14
fedxboy
Established Contributor

Re: BOA - Time frames for CLI's

I opened my B of A cash rewards 8/12 and over the past weekend asked for increase from 900 to 3000 via the link and got it, but YES, it was a HP on Transunion and I live in Ohio.

 

I was ready for them to HP Experian as I had 6 inqs with the last one back in Aug from BofA to open the account.  I cringed when they HP'd Transunion as I had 11 inqs, but I got itSmiley Very Happy



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 13 of 14
jsickz32
Valued Contributor

Re: BOA - Time frames for CLI's

ive only received one 1 auto cli and it was of 500. but ive asked for cli every 6 months and have never been denied. HPs tho

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 14 of 14
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