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in my experience with BofA ( gold visa), i was given auto CLIs during the first 3 years. initial starting CL was ~4k (don't remember the exact figure); by the 3 year mark my CL was just over $8k. i didin't charge alot on the BofA card after the first 6 months (after i got my chase freedom and used that card for the rewards). i did however, keep my recurring monthly bills on the BofA card (gym, cell phone, internet, etc), so my monthly charges on BofA totalled ~$175-200; yet they still gave me auto CLIs.
last Sept i was approved for their Americard cash rewards visa siggy ($10k), and my gold visa was auto increased to $9.4k.
Too bad BOA doesnt do softpull CLIs by clicking on the Luv button any more
I opened my B of A cash rewards 8/12 and over the past weekend asked for increase from 900 to 3000 via the link and got it, but YES, it was a HP on Transunion and I live in Ohio.
I was ready for them to HP Experian as I had 6 inqs with the last one back in Aug from BofA to open the account. I cringed when they HP'd Transunion as I had 11 inqs, but I got it
ive only received one 1 auto cli and it was of 500. but ive asked for cli every 6 months and have never been denied. HPs tho