04-17-2012 08:08 AM
MY BoA Signature does not report the limit, but I believe in absence of a CL, FICO uses your max balance as the limit for utilization. I got the card because they offered a 1 yr 0% APR on purchases and i was putting a new patio in so I figured why not finance the $12K interest free for a year - and I got 1% cash back on it as well - and 5% cash back on all gas, groceries and restaurants for 6 months so it worked out well, I do wish they would report the CL as it can only help.
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