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Regular Contributor
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Posts: 152
Registered: ‎03-05-2012

Re: BOA VISA SIGNATURE CARDS

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‎04-17-2012 08:08 AM

MY BoA Signature does not report the limit, but I believe in absence of a CL, FICO uses your max balance as the limit for utilization. I got the card because they offered a 1 yr 0% APR on purchases and i was putting a new patio in so I figured why not finance the $12K interest free for a year - and I got 1% cash back on it as well - and 5% cash back on all gas, groceries and restaurants for 6 months so it worked out well,  I do wish they would report the CL as it can only help. 

FICO: EQ 773, TU 765 , EX ???

Amex: (Coscto TE, BCP) Chase: (Freedom, MP Explorer, Marriott), US Bank: (Cash +), Citi: (Advantage MC, Home Depot) BoA: (Cash Reward Sig VISA)
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