12-09-2009 06:29 PM
Why doesnt it? or how can I get it to report a credit limit?
you can't. Signature cards have flexible limit. you will have to switch the card to a Platinum Plus to get it to report a limit. that's what i did with my BOA signature card.
12-11-2009 08:29 AM
If I switch my BOA Signature Visa to a Platinum Plus will it appear as a new account on my CR and reduce my average age of accounts?
Anytime you PC a BofA credit card the account number will change, but the new account will retain the history of the old account. BofA is most efficient in doing this.
12-11-2009 08:40 AM - edited 12-11-2009 08:43 AM
Thank you, that's good to know. When they changed my Platinum to a Visa Signature earlier this year, it still showed on my CR as a 20 year old account, but I didn't dare assume anything about BOA these days.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.