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I'm considering converting my plain vanilla BOA Platinum MC to the BOA World MC with WorldPoints.
However, I seem to recall some doubt about whether this card reports it's credit line or not. Some seemed to say, like a Visa Signature card, that it doesn't.
Can anyone who holds this card confirm one way or another?
Thanks!
My BofA signature card reports the Credit limit only on EX - not on EQ or TU (it used to be a Pat plus World points and at that time it did report the credit limit on aall three)
My (other) Worldpoints card DOES report it's Credit limit on all three
Both of them are Visa's, I can't imagine that would make a difference, but ya never know...
watchnerd wrote:
Sorry, maybe I wasn't clear.I meant to ask if the Worldpoints MasterCard reports the credit limit correctly.I have the Visa Signature World Points and, while it reports to all credit agencies correctly, the credit limit doesn't show up because it is a 'fexible spending' card with no hard upper limit.I was wondering if the WorldPoints MasterCard had the same drawback.
Okay, the card I'm referring to is this one, the 'World MasterCard Creditcard with WorldPoints':
https://www.bankofamerica.com/credit-cards/marketingdetail.action?context_id=marketing_detail&offer_id=ECOMM0908AMC00506700113820EN000|2019193|5Q
So it sounds like because it is a 'World' MasterCard, it won't report the CL correctly?
watchnerd wrote:
Okay, the card I'm referring to is this one, the 'World MasterCard Creditcard with WorldPoints':
https://www.bankofamerica.com/credit-cards/marketingdetail.action?context_id=marketing_detail&offer_id=ECOMM0908AMC00506700113820EN000|2019193|5Q
So it sounds like because it is a 'World' MasterCard, it won't report the CL correctly?
"Check your reports, whether from myFICO or elsewhere."
HTSU,
I can't do this, as I don't have the card (yet).
If you read the first posting, I'm thinking of doing a product change.
Thus, I'm hoping to get data from those who already have the card.