Reply
Contributor
ottergo4
Posts: 88
Registered: ‎10-28-2008

BOA Worldpoints Visa. Annual Fee?

  Called three weeks ago to convert my platinum plus Visa to Worldpoints. Thought it would be a non-fee card like shown on their website. Came today with its new card #. Went online and it looks to me like there will be a $29 annual fee. Heck, appears to be the same old Platinum Plus Visa with Worldpoints "added"? If so, has anyone been able to get them to waive the fee, without actually "applying" (and its inquiry) for a new card?

 

 

Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008

Re: BOA Worldpoints Visa. Annual Fee?

Hi Otter,

 

The "World Points" is just a rewards program that can be added to most of the BoA cards. It's not actually a product change. When you call customer service and ask to switch to the "World Points Visa", you're not actually switching to anything. They're just adding the rewards to your platinum plus.

 

Try calling one of the Backdoor numbers to get to an analyst. Explain that you were told that you were product changing to a different card without a fee. Ask them to waive the fee. I don't know that they will, especially given BoAs current delicate position, but it's worth a try. Good luck, and let us know how it turns out!

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Contributor
ottergo4
Posts: 88
Registered: ‎10-28-2008

Re: BOA Worldpoints Visa. Annual Fee?

    Called BOA analyst this morning, told me they could not convert this card to a no annual fee card anymore, and could not waive it either. Asked me twice if I wanted to be transferred to someone to take my application for a new card that had no fee- I passed. Thanks anyway LM, but it looks like I'm stuck with an annual fee as long for as I have this card. Oh well, at least I tried.
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008

Re: BOA Worldpoints Visa. Annual Fee?

If at first you don't succeed, hang up and call again. :smileywink:


ottergo4 wrote:
    Called BOA analyst this morning, told me they could not convert this card to a no annual fee card anymore, and could not waive it either. Asked me twice if I wanted to be transferred to someone to take my application for a new card that had no fee- I passed. Thanks anyway LM, but it looks like I'm stuck with an annual fee as long for as I have this card. Oh well, at least I tried.

 

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli

Established Contributor
YoungEntrepeneur
Posts: 586
Registered: ‎03-03-2009

Re: BOA Worldpoints Visa. Annual Fee?

For me, it's always been a hit and miss with BOA reps so if they say no, keep calling until you get what you want. I know it's frustrating but we have to deal with it since there's no way around it.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+