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Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

BOA checks Innovis

Was chatting with a BOA card services rep and he said that BOA check TU, EX , EQ and Innovis.

 

I never heard of Innovis so I googled it and was rather surprised.

 

Anyone else heard of lenders using them?




Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: BOA checks Innovis

I've never once heard of someone pulling Innovis. 

 

Last time I tried checking that report they had no on-line access and the request had to be sent in writing. Pretty sure I never got a response.


Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


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Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009

Re: BOA checks Innovis

Didn't realize that they checked it but that makes sense.  I recently asked them to remove a dispute comment from my reports, and their response letter said they would contact EQ, EX, TU, and Innovis.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: BOA checks Innovis

You really gotta wonder how much crap is hiding on our innovis reports. They can't be seen on-line and don't always respond to requests for reports. I've been waiting over two years for a report from them, LOL!


Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


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Established Contributor
stan_the_man
Posts: 855
Registered: ‎06-29-2010

Re: BOA checks Innovis


drkaje wrote:

You really gotta wonder how much crap is hiding on our innovis reports. They can't be seen on-line and don't always respond to requests for reports. I've been waiting over two years for a report from them, LOL!


I never had trouble getting a report from them (for DW and myself). The reports were rather barren, because almost no one reports to them and what is reported is very selective.

Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011

Re: BOA checks Innovis

I remember Chase used Chex Systems when I opened a checking acct with them. https://www.consumerdebit.com/consumerinfo/us/en/index.htm is the site to order your Chex Systems report.


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