BOA got unsecured, annual fee / CL remains same, only way to get out of this is to close account?

[JasonKR]

Hello guys,

I asked BOA to unsecure my secured credit card ($300 CL, opened in January, Oldest CC) manually, and I heard it has been successfully unsecured.

I still saw $39 annual fee and same CL so I asked CR about it and they said only way to get rid of it is closing account and open a new one.

Did anyone have same situation as I am having right now?

Any comment would be appreciated, 

Possible options:

1) Close account, open a new account?

2) Talk to BOA through Facbook? (Escalation to higher level of support?)

3) Wait till card to hit 1 year mark and see what's gonna happen?

Ugh! I thought it would be automatically converted and get credit increase!  

btw, I recently got approved with 2 credit cards yesterday. (Citi Forward($2,400CL) & ChaseAmazonreward ($700CL)) so I'm trying to avoid hard pull

[creditscoreEE]

There was a thread about this they were able to get their unsecured card fee waive.

http://ficoforums.myfico.com/t5/Credit-Cards/BOA-Signature-card-annual-fee/m-p/2470149/highlight/tru...

[JasonKR]

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@creditscoreEE wrote:
There was a thread about this they were able to get their unsecured card fee waive.

http://ficoforums.myfico.com/t5/Credit-Cards/BOA-Signature-card-annual-fee/m-p/2470149/highlight/tru...

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Called backdoor number and they told me that they weren't able to remove fee, but converting it would remove the fee

but when I had a conversation with specialist on website, they said converting it would not remove annual fee

now... gotta try BOA facebook & PM through BOA website...

will update soon

[youngandcreditwrthy]

With those recent approvals and that low $300 limit, it may serve you better to open a new BOA cc and close that one. I hate AFs unless Im getting crazy goid rewards for it.

[JasonKR]

Well, meanwhile

I will gather some information about closing account.

- BoA Accelerated Rewards (Amex)

- BoA Travel Rewards for Students

- BoA Better Balance Rewards (Going to open up BoA checking to get $5 more)

I'm guessing Better Balance Reward is great option for right now, What do you think?

[JasonKR]

Okay, contacted BoA through Facebook page and process went smoothly without any problem!

in the converting process to Better Balance Rewards card!

[09Lexie]

Glad you got it resolved.