If for no other reason, get the straight bank card, if you can, rather than an affiliate card like these Phoenix Lifestyles and blue fish or whatever cards. This is the big lesson I learned from my February app'ing. I didn't believe that I could get the real cards, so I app'd for (and got) several affiliate cards. (These have the name of a professional organization, or store, or sports team, or whatever on them in addition to the bank's name.)
The problem is that generally these can't be converted to the straight bank cards, so once you want to go for the regular cards, which often have better rewards or higher CL's, you can't keep the history.
Certainly not the biggest problem on the face of the Earth, but something to keep in mind when you're shopping for cards.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007