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I decided to close all my accounts with BOA the other week. The lady I talked to was almost begging me to keep them open. Mind you these were very small accounts that I dumped money into occasionally for savings. All the times I have eve tried to prequalify for a cc with them, they said they I had no offers. She all of the sudden said I qualified for a cc if I kept my account open. I politely declined the offer. I guess my credit has improved more than I thought. Thanks but no thanks BOA.
Good For You, it's funny huh all of a sudden this bank wants to offer you a card now or to say was this person an actual credit analyst or just a plain bank representative to know for sure to authorize this cc to you but for all the hassle you had to go through you did a good move, so now another bank can appreciate your business now.