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BOA is an Evil Bank!!!!!

Established Contributor

BOA is an Evil Bank!!!!!

Determined to stay in the garden till next spring, however BOA keeps mailbox bombing me saying I'm Approved for their 3% 2% 1% card..  I will not succumb to this evil banks'  lurid advances!!!!!  ( I don't think).....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 1 of 26
25 REPLIES
Moderator Emerita

Re: BOA is an Evil Bank!!!!!

Message 2 of 26
Valued Contributor

Re: BOA is an Evil Bank!!!!!


JonStur wrote:

Determined to stay in the garden till next spring, however BOA keeps mailbox bombing me saying I'm Approved for their 3% 2% 1% card..  I will not succumb to this evil banks'  lurid advances!!!!!  ( I don't think).....


HAHA, they started their bombing to me with 20.99% apr, then 18.99, and now two weeks ago, 16.99 LOL with 15 months 0% not the 12 months they are offering on the website.

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 3 of 26
Valued Contributor

Re: BOA is an Evil Bank!!!!!

A bank is evil because they are trying to save you as much as 3% on certain purchases?

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Message 4 of 26
Established Contributor

Re: BOA is an Evil Bank!!!!!


bribro wrote:

A bank is evil because they are trying to save you as much as 3% on certain purchases?


No, they're evil because they want me to break my promise to stay in the garden....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 5 of 26
Established Contributor

Re: BOA is an Evil Bank!!!!!


armbenderc wrote:

JonStur wrote:

Determined to stay in the garden till next spring, however BOA keeps mailbox bombing me saying I'm Approved for their 3% 2% 1% card..  I will not succumb to this evil banks'  lurid advances!!!!!  ( I don't think).....


HAHA, they started their bombing to me with 20.99% apr, then 18.99, and now two weeks ago, 16.99 LOL with 15 months 0% not the 12 months they are offering on the website.

 

 


I know...the offers keep getting more enticing!!!!


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 6 of 26
Established Contributor

Re: BOA is an Evil Bank!!!!!


09Lexie wrote:
Do I need to signal an ERT alert?

Probably..in the garden minding my own business and they're outside, skirt and hair flowing in the breeze, batting their eyelashes at me.....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 7 of 26
Regular Contributor

Re: BOA is an Evil Bank!!!!!

Hee hee!  Smiley Happy

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!

Message 8 of 26
Valued Contributor

Re: BOA is an Evil Bank!!!!!


JonStur wrote:

09Lexie wrote:
Do I need to signal an ERT alert?

Probably..in the garden minding my own business and they're outside, skirt and hair flowing in the breeze, batting their eyelashes at me.....


lol, stay strong!!


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Message 9 of 26
Moderator Emerita

Re: BOA is an Evil Bank!!!!!

Message 10 of 26