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Moderator Emeritus
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Registered: ‎03-10-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...

Kinda llike moonman.  In the process of rebuilding, I knew what I planned to do and figured if I demonstrated that and as not rewarded, I could look elsewhere.  Fially got what I want so won't app anything else, time to stat closing and growing what I have that I like.
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Registered: ‎04-01-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...


moonman wrote:
i have created my own personal credit card blacklist over the years and one of my policy is that when i pay my obligation faithfully with a cc company and my reward for doing that is changing my apr for nothing.my response is to close the account and tell them to shove it.regardless of a hit or not, get this card out of my sight.


Wow, I'm impressed, but these days, aren't you running out of CCC's? :smileyvery-happy:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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Posts: 293
Registered: ‎05-01-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...

[ Edited ]
well you'll be surprised how many cards i had to close because of policies like these. i try to keep my credit card profile in perspective and enjoy myself with them.(might be because i do not ever plan own buying a house) and believe me my list is pretty long with only a few ccc i deal with.

haulingthescoreup wrote:

moonman wrote: i have created my own personal credit card blacklist over the years and one of my policy is that when i pay my obligation faithfully with a cc company and my reward for doing that is changing my apr for nothing.my response is to close the account and tell them to shove it.regardless of a hit or not, get this card out of my sight.
Wow, I'm impressed, but these days, aren't you running out of CCC's? :smileyvery-happy:


Message Edited by moonman on 12-15-2007 10:04 PM
Regular Contributor
Posts: 235
Registered: ‎07-04-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...

I got that on the 6th of Dec. It says something about changing a date to april on how they calculate fees on balance transfers, direct deposits and check cash advances. It said nothing about actual balances. Am I missing something?
 
Stpn2me
TU - 593 EQ - 584 EX - 572 as of 17 Jan 2015
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