Sillygirl wrote:I looked at my husband's account online this morning and noticed that there's a statement about a notice in change of terms enclosed. I'm sure its what you've described.
Based on how I read you post- they are delaying the .5 and .25 reductions in your APR.
SO you will get a .25 increase now then a decrease in Feb and March/April
I guess it is an amazing what a .25 or .5 basis points means to a huge company like this-