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Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...

Kinda llike moonman.  In the process of rebuilding, I knew what I planned to do and figured if I demonstrated that and as not rewarded, I could look elsewhere.  Fially got what I want so won't app anything else, time to stat closing and growing what I have that I like.
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...


moonman wrote:
i have created my own personal credit card blacklist over the years and one of my policy is that when i pay my obligation faithfully with a cc company and my reward for doing that is changing my apr for nothing.my response is to close the account and tell them to shove it.regardless of a hit or not, get this card out of my sight.


Wow, I'm impressed, but these days, aren't you running out of CCC's? Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Posts: 293
Registered: ‎05-01-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...

[ Edited ]
well you'll be surprised how many cards i had to close because of policies like these. i try to keep my credit card profile in perspective and enjoy myself with them.(might be because i do not ever plan own buying a house) and believe me my list is pretty long with only a few ccc i deal with.

haulingthescoreup wrote:

moonman wrote: i have created my own personal credit card blacklist over the years and one of my policy is that when i pay my obligation faithfully with a cc company and my reward for doing that is changing my apr for nothing.my response is to close the account and tell them to shove it.regardless of a hit or not, get this card out of my sight.
Wow, I'm impressed, but these days, aren't you running out of CCC's? Smiley Very Happy


Message Edited by moonman on 12-15-2007 10:04 PM
Frequent Contributor
Posts: 260
Registered: ‎07-04-2007
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Re: BOA is changing my varibale rate formula to screw me out of rate decreases...

I got that on the 6th of Dec. It says something about changing a date to april on how they calculate fees on balance transfers, direct deposits and check cash advances. It said nothing about actual balances. Am I missing something?
 
Stpn2me
TU - 673 EQ - 672 EX - 669 as of 13 Nov 2015

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