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Well i have tried to get a CLI a few times over the last few months with them with no luck (opened 6/08) and i decided to try again yesterday and just logged in to see they gave me a 1500.00 CLI ! Yay! now to see if it was a hard or soft
Just wanted to thank everyone as i may no post much but im always lurking around and reading the very informative posts you folks share!
@Woolfman wrote:Well i have tried to get a CLI a few times over the last few months with them with no luck (opened 6/08) and i decided to try again yesterday and just logged in to see they gave me a 1500.00 CLI ! Yay! now to see if it was a hard or soft
Just wanted to thank everyone as i may no post much but im always lurking around and reading the very informative posts you folks share!
Congrats on the CLI. BoA is being very conservative these days . . .
Your post is unclear whether the CLI was the result of your "pulling the trigger" on the love button or just a regular incremental increase. Which was it?
What was your credit line before the increase?
What is your balance?
Do you PIF every month?
Have you found out if there was a hard pull?
I was declined a couple of months ago because they said they required a minimum of 6 mo. between CLI requests.
I pulled the trigger, orginal CL was 1000.00 and now is 2500.00 and the card is right at a year old now .
I have ran a balance on the card anywhere from 900.00 to right now its at just over 100.00 with occasional PIF's in there too . I have not gotten a SW alert as of yet , So i am unclear how the pull went. Now if i could just get them to lower the interest rate i would be good 12.99% right now
Thanks Woolfman. That's an Awsome increase (150%). GL on the rate reduction. 12.99 is about normal for good credit now.
Cheers,
IMA