Reply
Frequent Contributor
Posts: 465
Registered: ‎01-22-2011
0

BOA offers?

Went on the BOA site to see what offers they have for me.It asked for my last 4 of my SSN..and it came back offering my to apply for cash back card..how solid is this offer is it a pre-approval?
Community Leader
Senior Contributor
Posts: 26,694
Registered: ‎02-07-2013
0

Re: BOA offers?

There's two parts to that one states we found offers the other states we didn't find any offers but you may qualify for these etc etc etc 

which one was yours?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Frequent Contributor
Posts: 331
Registered: ‎08-27-2012
0

Re: BOA offers?

I think everyone gets that offer for cash rewards. Unless it says "you're prequalified for..." Then I wouldn't trust it.
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: BOA offers?

If it doesn't say "You are prequalified for" at the top of the page then its only offering you to apply.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Blogger
Posts: 3,330
Registered: ‎10-19-2012
0

Re: BOA offers?


eviLution wrote:
If it doesn't say "You are prequalified for" at the top of the page then its only offering you to apply.

I'm pretty sure that even 'pre-qualified' or 'pre-approved' does not guarantee an actual approval.

Established Contributor
Posts: 726
Registered: ‎05-12-2012
0

Re: BOA offers?

Yep +1 there's never any guarantees everything is always YMMV

border="0" align="left" width="450" height="90">

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.