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@Creditaddict wrote:BofA by far!
@Anonymous wrote:
Which is a better card, better approvals, higher CLs?
Efax is best with 725 and a ready to drop off Cap1 CO
TU for some reason is 40 points lower it has a 4 1/2 year old unpaid Cell Phone Collection.
Experian somewhere in between.
For what it is worth, BOA also sent me a pre-approved Platinum Plus in the mail, my first pre-approved offer ever.
Also online for first time they pre-approved me.
@TangMeister wrote:
@Anonymous wrote:
Which is a better card, better approvals, higher CLs?
Efax is best with 725 and a ready to drop off Cap1 CO
TU for some reason is 40 points lower it has a 4 1/2 year old unpaid Cell Phone Collection.
Experian somewhere in between.
For what it is worth, BOA also sent me a pre-approved Platinum Plus in the mail, my first pre-approved offer ever.
Also online for first time they pre-approved me.
BoA by far. You applied to the right one. More than likely, you'll get a $200-$500 store card with Target...not their Visa...which seems to be what you're wanting?
Target pulled Equifax on me.
Good luck with the BoA approval!
@Anonymous wrote:
@TangMeister wrote:
@Anonymous wrote:
Which is a better card, better approvals, higher CLs?
Efax is best with 725 and a ready to drop off Cap1 CO
TU for some reason is 40 points lower it has a 4 1/2 year old unpaid Cell Phone Collection.
Experian somewhere in between.
For what it is worth, BOA also sent me a pre-approved Platinum Plus in the mail, my first pre-approved offer ever.
Also online for first time they pre-approved me.
BoA by far. You applied to the right one. More than likely, you'll get a $200-$500 store card with Target...not their Visa...which seems to be what you're wanting?
Target pulled Equifax on me.
Good luck with the BoA approval!
Not necessarily.....BOA gave me a $2500 limit while Target gave me a $6000 Visa in the same month. BOA did give me a much better APR than Target but APR doesn't matter to me that much because I pay in full. My scores were in the the mid 700's at the time so.....YMMV.
@spiritcraft1 wrote:With EQ being your best... you might try a credit union to establish a relationship. Alliant treated me very well... even with zero revolving history.