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Contributor
bobtail
Posts: 101
Registered: ‎10-20-2008
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BOA pre- approval

[ Edited ]
Is the BOA, pre-approval web page a soft or hard pull?
Message Edited by bobtail on 08-08-2009 02:24 PM
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
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Re: BOA pre- approval

Soft.
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: BOA pre- approval

Soft and pretty conservative. If it says you are good you are most likely good.
Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
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Re: BOA pre- approval


bobtail wrote:
Is the BOA, pre-approval web page a soft or hard pull?
Message Edited by bobtail on 08-08-2009 02:24 PM

Soft.  BOA has the worst customer services.  The CSR's are nice, but they are hardly trained.  BOA has too many numbers, and located in  too many states with too many departments.  

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: BOA pre- approval


DI wrote:

bobtail wrote:
Is the BOA, pre-approval web page a soft or hard pull?

Soft.  BOA has the worst customer services.  The CSR's are nice, but they are hardly trained.  BOA has too many numbers, and located in  too many states with too many departments.  


It's a crap shoot. Some are great! A lot are way less than nice.

Super Contributor
DI
Posts: 5,744
Registered: ‎01-28-2008
0

Re: BOA pre- approval

I closed my $5000 with BOA.  I got tired of dealing with them back in May.. I replaced them with Citi and Discover.

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