01-20-2010 01:27 PM - edited 01-20-2010 01:28 PM
IME, BoA does not like BK, CA's (especially anything in the past several years, and other derogs.
Score wise, they like a fairly prime score, but they also have internal criteria, thus certain derogs are deal breakers even with a high FICO. Also high utilization, new inquiries, new accounts will make them tougher to get as well.
01-20-2010 02:30 PM
BoA can be a tough nut to crack in so far as their criteria for unsecured credit cards. Score alone won't even begin to answer that question. One thing you could do, however, is get one of their CSRs in a chat window on their credit cards website and ask specific questions about your situation, and their lending criteria.
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01-21-2010 10:22 AM
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