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well, well, well ! finally, my secured boa card unsecured today with a cli of $500 my cl now is 7.5k
the bad news is it was a hard inq.i asked for a pc, was told to wait fo another 6 months !!! anyway im glad i m getting my money back ..but i have to find a way to get rid of the $29 AF to make it a real graduation : )
Congrats! Mine went unsecured today to! I am also interested in the answer to your question.
Congrats u will be getting a nice check back in the mail. My card unsecured a few months back i called back 2 weeks later an got a PC you don't have to wait 6 months.
what pc did you get ?
was it another hard apart from the one you got when it unsecured ?
i d love to do a pc i just hate the af..the guy i talked to assured me that graduation is done with no hard so as soon as i ended the call i checked my report and bang one big hard from boa i thought the guy knew what he was talking about you know what i really want to dispute it......but not sure what would be the outcome nor how to do it ?
@Anonymous wrote:what pc did you get ?
was it another hard apart from the one you got when it unsecured ?
i d love to do a pc i just hate the af..the guy i talked to assured me that graduation is done with no hard so as soon as i ended the call i checked my report and bang one big hard from boa i thought the guy knew what he was talking about you know what i really want to dispute it......but not sure what would be the outcome nor how to do it ?
Visa World Points I heard there is always a hard when you call to unsecure but if it auto unsacures it's a soft. There was no hard for the PC.
thanks mjbfan79 !
did you use a backdoor # to get it done ? and how sure are you about the af being waived ? (i read a lot about pc's from secured cards that keep af)
@Anonymous wrote:thanks mjbfan79 !
did you use a backdoor # to get it done ? and how sure are you about the af being waived ? (i read a lot about pc's from secured cards that keep af)
Not sure what number i called. I was told over the phone twice that my card no longer has a AF. My card will be one year old in August so i will find out for sure then.
@Anonymous wrote:
i hope this will work ! i just called again and talked to a nice credit analyst and said all he can do is submit my request for a pc and i ll get a final answer in 2 weeks...i dont know how good or bad this sounds but i ll wait and see ...i ll keep you updated hopefully good news !
When i called they did it right away i was told i would get my new card in the mail in about 3 weeks which i did. It's all about who u get on the phone when u call but good luck with that.
10x mjbfan79 !
just about the AF you can find out if your card is af free by checking your online acct
click the tab " Services"
then '' fees for this account "
what does it say ?