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Established Contributor
Tons_of_Debt
Posts: 610
Registered: ‎08-01-2008
0

Re: BOA secured UPGRADE

Called regular number as well and got them to do PC about a week after the unsecure. Congrats!!
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
Regular Contributor
Justn
Posts: 200
Registered: ‎06-19-2008
0

Re: BOA secured UPGRADE


boamacy wrote:

10x mjbfan79 !

just about the AF you can find out if your card is af free by checking your online acct

 

click the tab " Services"

then  '' fees for this account "

 

 

 

                                                           what does it say ?


Why don't I have that tab? I seem to be missing alot of options online.:smileysad:


Starting Score: 702
Current Score: 728
Goal Score: 760


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Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008
0

Re: BOA secured UPGRADE


boamacy wrote:

10x mjbfan79 !

just about the AF you can find out if your card is af free by checking your online acct

 

click the tab " Services"

then  '' fees for this account "

 

 

 

                                                           what does it say ?


 

Thx i just looked NO AF!

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: BOA secured UPGRADE


boamacy wrote:

well, well, well !  finally, my secured boa card unsecured today with a cli of $500 my cl now is 7.5k

the bad news is it was a hard inq.i asked for a pc, was told to wait fo another 6 months !!! anyway im glad i m getting my money back ..but i have to find a way to get rid of the $29 AF to make it a real graduation : )

 

 


 

Wow, $500 secured to $7500 unsecured is pretty nice.  Congrats!

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Established Contributor
westo12
Posts: 579
Registered: ‎07-20-2008
0

Re: BOA secured UPGRADE

boamacy - So your secured cc amount was $7k, then when they graduated you, they gave you $7500 unsecured?  If yes, that's good news.  I half expected them to say ok we are going to graduate you, but your new limit is less than the secured amount you had before. :smileyhappy:
2014 Starting-618, current TU636/EX653/EQ600 (WalmTU 8/13,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 1/30 day auto late on 9/1/12 /reported Install Bal/Lim: 17885/28512 | reported Revolving Bal/Lim: 10055/21082=49%util.

**IN the garden until I get some auto CLI's on major accts**
Member
Avilll008
Posts: 9
Registered: ‎04-19-2009
0

Re: BOA secured UPGRADE

Hey everyone

 

Sorry this might be a stupid question

 

but i just got my boa secured card graduated about a week ago and looking at this post eveyone refers to PC as something??

 

What exactly is PC stand for?

 

Thanks again

Frequent Contributor
PayingTheBills
Posts: 353
Registered: ‎01-29-2009
0

Re: BOA secured UPGRADE

PC = Product Change

Starting Score: 540 EQ 517 TU on 11/17/08
Current Score: 668 EQ 715 TU
Goal Score: 760 EQ 760 TU


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Contributor
boamacy
Posts: 86
Registered: ‎06-07-2009
0

Re: BOA secured UPGRADE

Almost 2 weeks now, called them for updates on my PC ..One idiot csr told me they do not do PC's anymore and offered me to split my current cl in a way that I keep my card and get another  1 with the PC I requested  !!!? I got pissed off and called the back door number, a credit analyst told me they still do PC's but in my case it would be impossible since my card just graduated ! Even made a remark about my high credit limit "too much for an newly unsecured card' .Son of a b*** !!

I just don't understand what the hell is wrong with boa I played their game with their rules, my card unsecured what do they want more ! I use their filthy card at least 50 to 60 times a month never late always pif never let a balance report over 9% uti..My scores are in their 739s ...what am I supposed to do to make them happy!

What's really pissing me off is he couldn't tell me at my face that my request is declined and says that its still up for review  and was trying to sell me their checking and savings acts...

I think, i ll keep the card till mid September get other cards elsewhere and close it before I get hit with the af .

Contributor
boamacy
Posts: 86
Registered: ‎06-07-2009
0

Re: BOA secured UPGRADE

Should I expect any AA like a CLD ?
Contributor
boamacy
Posts: 86
Registered: ‎06-07-2009
0

Update! BOA secured UPGRADE

Finally got it done ! At least I hope so, I used all the back door #s I know, finally one of them worked they pulled my report 'soft' and was told that my request to convert my newly unsecured boa card to an Amex acc cash rewards is approved and that I ll get my card in a 5-7 days.


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