I have a BOA secured CC. I wanted to give another deposit to get CLI. Just wondering if they run my scores if I do this. I have had a long frustrating 2 years of getting going on the right track. I finally left the 500 club and now in the 600's. I have no inquiries in the last year. I will be at around 700 or a little over if I keep my utilization down. According to a simulator. So I don't want a decrease if they do run it.
I have been a lurker and never posted before. I did get out of the 500's by realizing that you need credit utilization down. Before these boards I had no idea about this.
