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Registered: ‎01-29-2008
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BOA sending invitations for BankAmericard Cash Rewards Mastercard

Hi everyone, I recieved this offer in the mail and said heck with it let me go app'd for it since it is the mastercard version for this particular card which generally is only offered with a visa.  I do have a visa signature card with boa with an  ANNUAL FEE  which boa will not remove from a secured boa card I had years ago,  my cl does not report and I know cannot product change to the mastercard with having a visa. So I did it  was not an instant approval but I was approved for $9,000cl world mastercard with $100 sign on bonus after 500 spending and 0% apr for 12 billing cycles,  I have a few questions if anyone can answer

 

1.  Does BOA report credit limits with thier mastercards because right now my visa signature reports no cl.

2.  Would I be able to transfer my cl with the visa signature card over to the mastercard and close the visa signature or would have to leave a very small balance reporting.

Thanks for any information


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Valued Contributor
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Registered: ‎06-25-2012
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard

Is this the business cash back MC?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
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Registered: ‎01-29-2008
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard

[ Edited ]

jsickz32 wrote:
Is this the business cash back MC?

No, it is not the business cash back card


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard

which one is it then

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Posts: 599
Registered: ‎03-10-2012
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard

the 1-2-3 card. They don't advertise the mastercard on their site, but they do send out targeted offers and promos for the mastercard version

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Valued Contributor
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Registered: ‎01-29-2008
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard

[ Edited ]

YahComb wrote:

the 1-2-3 card. They don't advertise the mastercard on their site, but they do send out targeted offers and promos for the mastercard version


This is the card, and I app'd for this card last night and it is already reporting on my ex report today at least reporting a cl so one of my questions is answered but not even giving me a chance to cancel my other card and to try to move cl over to the new card.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Contributor
Posts: 599
Registered: ‎03-10-2012
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard

i think BOA will allow you to move everything except like 100 over to another card. Also, who did you call to try to get your annual fee removed? They like to say it will never come off to a lot of people, but i and others can attest that they WILL do it, sometimes it just takes a little finesse.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
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Re: BOA sending invitations for BankAmericard Cash Rewards Mastercard


YahComb wrote:

i think BOA will allow you to move everything except like 100 over to another card. Also, who did you call to try to get your annual fee removed? They like to say it will never come off to a lot of people, but i and others can attest that they WILL do it, sometimes it just takes a little finesse.


I called a few times and it was a no go stating this annual fee was from the original agreement related to the secured card I had in 2007. Thanks for the information I hope boa can move all of the cl I just have too many cards now, and want just 1 with boa


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
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