Reply
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card-UPDATE 1/22

[ Edited ]

I also had to mail a form off to try the AutoVantage Enhanced plan for 30 days. I don't need this plan.  I have it with my insurance.  I just want the $40. If I cancel it within 30 days, my card won't be charged and I keep my complimentary $40 gas card.

 

I do this all the time with companies who offers 3 in 1 scores and reports.  I never had a problem cancelling anything and never got charges.

 

Should I be concerned about signing up just to get $40 gas card?  Haven anybody else taken advantage of similar or same BOA's offers?

Message Edited by DI on 12-13-2009 03:59 PM
Message Edited by DI on 01-22-2010 02:38 PM
Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card

Cant speak for BOA or expience but Household Bank is also running the same deal. You sign up and they send you a $40 gas card and you are free for first thirty days. It says no obligation and you get to keep the gas card but I havent done it.
----------------------------------------------------------------------------------------------
2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
----------------------------------------------------------------------------------------------
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card

Still waiting on my $40 Gas Card.  Bumping this to remind myself to cancel the membership before being charge.
Established Contributor
Watchmann
Posts: 985
Registered: ‎05-14-2008
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card

I always ignore these offers because to cancel these gimmicks takes my time and then I have to rely on these organizations to cancel it.  I just don't want the hassle of dealing with it.  If it gets goofed up and you get charged the fee than the $40 you got for trying it looks like no bargain.  To each their own.
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card

[ Edited ]

Watchmann wrote:
I always ignore these offers because to cancel these gimmicks takes my time and then I have to rely on these organizations to cancel it.  I just don't want the hassle of dealing with it.  If it gets goofed up and you get charged the fee than the $40 you got for trying it looks like no bargain.  To each their own.

If something goes wrong, I'll dispute the charge with BOA.  BOA solicited the offer for the company.  My BOA card will get charged.  Soon as the membership letter arrives, I will cancel it the same day.  I hope the gas card comes with it the same day.  I'll use the gas card and then cancel the membership.  I wonder if I can make this a part-time job.  Trying out things for free gas cards.   I already received free pizzas and drinks for taking surveys.  

Message Edited by DI on 12-20-2009 11:33 AM
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card

You do realize that the information from all those surveys you're completing is going into a clearinghouse's vast data repository which maintains a huge dossier of information on you, right? I'm not one for providing others with any more information that necessary.
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card


creditwherecreditisdue wrote:
You do realize that the information from all those surveys you're completing is going into a clearinghouse's vast data repository which maintains a huge dossier of information on you, right? I'm not one for providing others with any more information that necessary.

I don't disclose any personal information.  I take surveys about new products before it hit the stores.  And sometimes I get to test the products before it hits the market.  

 

 

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card


DI wrote:

creditwherecreditisdue wrote:
You do realize that the information from all those surveys you're completing is going into a clearinghouse's vast data repository which maintains a huge dossier of information on you, right? I'm not one for providing others with any more information that necessary.

I don't disclose any personal informationI take surveys about new products before it hit the storesAnd sometimes I get to test the products before it hits the market.  

 

 


They know it is you and all the information is tabulated in a central database. Same goes for those supermarket discount cards. They know what you buy, how much and when. Surveys and offers are one of the cheapest ways for these data aggregators to collect information on your habits, opinions and interests.

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card

[ Edited ]

creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
You do realize that the information from all those surveys you're completing is going into a clearinghouse's vast data repository which maintains a huge dossier of information on you, right? I'm not one for providing others with any more information that necessary.

I don't disclose any personal informationI take surveys about new products before it hit the storesAnd sometimes I get to test the products before it hits the market.  

 

 


They know it is you and all the information is tabulated in a central database. Same goes for those supermarket discount cards. They know what you buy, how much and when. Surveys and offers are one of the cheapest ways for these data aggregators to collect information on your habits, opinions and interests.


I have no problem with supermarkets keeping a tab of what I buy.  Maybe they will keep the products in stock for a change.  I had to complain to Kroger about not keeping enough Zero Calorie PowerAde in stock. I got that changed.  Plus, my discount card is tide into my Kroger 123 card so they pretty much no everything I buy anyway. It's a win win for both of us.  With the survey deal, I get paid $3.00 for each survey and an additional $3.00 to tryout a new product.  

Message Edited by DI on 12-20-2009 09:46 PM
Message Edited by DI on 12-20-2009 09:47 PM
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: BOA sent me an offer to take a Questionnaire and receive a $40 Gas Card


creditwherecreditisdue wrote:

DI wrote:

creditwherecreditisdue wrote:
You do realize that the information from all those surveys you're completing is going into a clearinghouse's vast data repository which maintains a huge dossier of information on you, right? I'm not one for providing others with any more information that necessary.

I don't disclose any personal informationI take surveys about new products before it hit the storesAnd sometimes I get to test the products before it hits the market.  

 

 


They know it is you and all the information is tabulated in a central database. Same goes for those supermarket discount cards. They know what you buy, how much and when. Surveys and offers are one of the cheapest ways for these data aggregators to collect information on your habits, opinions and interests.


 

The surveys do not collect nor maintain any personally identifiable information.  I am in that business, marketing data and technology.  What we are interested in on surveys is the statistical data analysis using the law of large numbers.  We do maintain demographic categories, meaning if the information came from specific geographical or even income range as a general category, but not personally identifiable.  We like to know, for example, what 36-50 year old women from the North East buy.  We also like to know as a national average what these different groups buy, do, etc.  But we are not interested in the individual.  Indiviudal information is irrelevant.

 

However, you are correct on the shopping reward/affinity/loyalty/discount cards.  Those cards are designed to get to know you for "personalized" or what we refer to as "1 to 1" marketing.  We will use this to do similar statistical information by calculating the non-personal data attributes to be able to get to know our customer base as a whole, as a demographic segment and then with personal information....as the individual.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}