How much could you afford to put into a secured card? Even if you paid the charge offs it's still a charge off and it's hurting your report. I would say try to get 300 bucks together open up the secured card I think think of it as a savings account where I get 3% on gas 2% at supermarkets and 1% on everything else. If you don't have 300 dollars I don't think getting a regular card would be the best idea either.
AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000
Last app July 22nd 2015- No apps for two years.
