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Regular Contributor
robertkinder
Posts: 170
Registered: ‎07-12-2008
0

BOA

I applied for one of BOA regular cards and got this message:
 
Thank you for your application for a Bank of America credit card account. We regret we're unable to approve your request at this time. We will mail you information regarding our decision in the next 25-30 days.
 
Would it be a good idea to wait for "the mail" or go ahead and apply for a secured card with them?
Starting Score: EQ450 TU478 EX485 5/1/05 Current Score: EQ: 600 TU: 620 EX: 610 11/20/14 Goal Score: 700 by 6/2/15

Epic Contributor
Creditaddict
Posts: 21,596
Registered: ‎10-23-2007
0

Re: BOA

I would think Secured
Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
New Contributor
Fred2280
Posts: 65
Registered: ‎03-05-2008
0

Re: BOA

What about "we need more time". App for a Visa Signature, getting that for a week?
Regular Contributor
robertkinder
Posts: 170
Registered: ‎07-12-2008
0

Re: BOA

The need more time message I would call their back door line and inquire.
Starting Score: EQ450 TU478 EX485 5/1/05 Current Score: EQ: 600 TU: 620 EX: 610 11/20/14 Goal Score: 700 by 6/2/15

Epic Contributor
Creditaddict
Posts: 21,596
Registered: ‎10-23-2007
0

Re: BOA

If you get need more time, call back door number right away! they should complete app while on the phone
Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:

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