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Regular Contributor
robertkinder
Posts: 161
Registered: ‎07-12-2008

BOA

I applied for one of BOA regular cards and got this message:
 
Thank you for your application for a Bank of America credit card account. We regret we're unable to approve your request at this time. We will mail you information regarding our decision in the next 25-30 days.
 
Would it be a good idea to wait for "the mail" or go ahead and apply for a secured card with them?
4-1-08 / EQ 428 - TU 440 - EX 460
8-1-08 / EQ 565 - TU 541 - EX 552
Mega Contributor
Creditaddict
Posts: 18,556
Registered: ‎10-23-2007

Re: BOA

I would think Secured
Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
New Contributor
Fred2280
Posts: 65
Registered: ‎03-05-2008

Re: BOA

What about "we need more time". App for a Visa Signature, getting that for a week?
Regular Contributor
robertkinder
Posts: 161
Registered: ‎07-12-2008

Re: BOA

The need more time message I would call their back door line and inquire.
4-1-08 / EQ 428 - TU 440 - EX 460
8-1-08 / EQ 565 - TU 541 - EX 552
Mega Contributor
Creditaddict
Posts: 18,556
Registered: ‎10-23-2007

Re: BOA

If you get need more time, call back door number right away! they should complete app while on the phone
Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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