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Valued Contributor
Posts: 1,116
Registered: ‎07-12-2008
0

BOA

I applied for one of BOA regular cards and got this message:
 
Thank you for your application for a Bank of America credit card account. We regret we're unable to approve your request at this time. We will mail you information regarding our decision in the next 25-30 days.
 
Would it be a good idea to wait for "the mail" or go ahead and apply for a secured card with them?
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Epic Contributor
Posts: 25,236
Registered: ‎10-23-2007
0

Re: BOA

I would think Secured
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
New Contributor
Posts: 65
Registered: ‎03-05-2008
0

Re: BOA

What about "we need more time". App for a Visa Signature, getting that for a week?
Valued Contributor
Posts: 1,116
Registered: ‎07-12-2008
0

Re: BOA

The need more time message I would call their back door line and inquire.
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Highlighted
Epic Contributor
Posts: 25,236
Registered: ‎10-23-2007
0

Re: BOA

If you get need more time, call back door number right away! they should complete app while on the phone
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
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