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BOA

Valued Contributor

BOA

I applied for one of BOA regular cards and got this message:
 
Thank you for your application for a Bank of America credit card account. We regret we're unable to approve your request at this time. We will mail you information regarding our decision in the next 25-30 days.
 
Would it be a good idea to wait for "the mail" or go ahead and apply for a secured card with them?
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 1 of 5
4 REPLIES
Epic Contributor

Re: BOA

I would think Secured
Message 2 of 5
New Contributor

Re: BOA

What about "we need more time". App for a Visa Signature, getting that for a week?
Message 3 of 5
Valued Contributor

Re: BOA

The need more time message I would call their back door line and inquire.
CURRENT SCORES: TU: 641 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 28% / Goal: 700 by 7/2/15

Message 4 of 5
Epic Contributor

Re: BOA

If you get need more time, call back door number right away! they should complete app while on the phone
Message 5 of 5