Senior Contributor
Posts: 3,526
Registered: ‎01-19-2009

Re: BOFA Pre Approval Page

indiolatino61 wrote:

Everyone gets this offer. My friend put in his horrendous stats (<500 FICO) and it spit out the exact same offer.

Ok thanks I am holding off than til I get my util down
Valued Contributor
Posts: 1,843
Registered: ‎06-16-2012

Re: BOFA Pre Approval Page

It adtually has to say "your name, you are prequalified for this card..." Then it will tell you what are the terms (APR) you are most likely to get. My mom filled in her info and it came back with that and not a week later she received a prequalified offer for the 123 Cahsback card. I just put my info a few days ago and got the same results with terms but i think alot had to do with recently getting approved for the Better Balance MC.

Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).

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